Processing Cost Comparison

PAYMENT PROCESSING COMPARISON

Compare your statement with published example rates.

Enter the totals from one recent merchant statement. We will compare your stated fees with a simplified model using Payanywhere's published pay-as-you-go rates. The difference is not confirmed savings or an offer for your account.

No statement upload Local illustration Transparent math
1 Your current statement
Where are cards accepted? The remaining share models eligible keyed, virtual-terminal, or keyed invoice payments only—not hosted online checkout or payment links
80% in person
2 Published comparison rates
In person Tap, dip, or swipe
2.69%
Keyed, virtual terminal & keyed invoices (where eligible) Not a hosted-online or payment-link rate
3.49% + 19¢
Verify current Payanywhere pricing

This simplified model splits transaction count in the same proportion as sales volume, rounded to the nearest transaction. Confirm the actual mix and account terms before drawing conclusions.

ILLUSTRATIVE PUBLISHED-RATE DIFFERENCE
$1,893.00 per year under this model

The modeled published-rate cost is $157.75 less per month than the entered fees—not confirmed savings.

Your current cost $875
Modeled published-rate cost $717.25
Your effective rate
3.50%
Modeled effective rate
2.87%
Illustrative monthly difference
$157.75
Ask about a statement review

The calculator does not submit your entered statement values.

Illustration only. Published pay-as-you-go rates are used for a simplified comparison of in-person and eligible keyed, virtual-terminal, or keyed invoice transactions—not hosted online checkout or payment links. Actual costs depend on approval, card mix, transaction types, equipment, other fees, and account terms. This is not a quote or confirmed savings.

A useful comparison starts with the real statement

Processing offers are difficult to compare when one provider advertises a flat rate and another separates interchange, assessments, monthly fees, software, and equipment. This calculator starts with the two numbers that matter most: how much you processed and how much the statement says you paid.

For the clearest result, use a representative month and include every processing-related fee shown on the statement. The calculator does not submit your entered statement values. The illustrative rate model covers in-person and eligible keyed, virtual-terminal, or keyed invoice transactions; it does not price hosted online checkout or payment links.

Questions a processing-statement discussion can cover

  • Which volume, transaction counts, and fees appear on the statement?
  • How much activity is card-present versus eligible keyed, virtual-terminal, or keyed invoice transactions?
  • Which monthly, batch, statement, software, equipment, or other charges need explanation?
  • Which Payanywhere rate and account terms would actually apply if an offer were made?

The on-page difference is an illustration, not confirmed savings, a quote, or a guarantee. Merchant accounts and custom pricing are subject to application, approval, business type, processing history, and final account terms. Ask about a statement review; do not email a full statement or payment-card details until an approved secure exchange route has been agreed.