Merchant Services

Compare Payanywhere payment workflows.

This page compares Payanywhere payment-workflow options. Consider checkout, staff, location, and reporting needs; available hardware and features depend on North’s current offer and approved account terms.

Payanywhere is North’s payment platform for businesses that need to take payments at a counter, on the move, or remotely. The right hardware and features depend on the merchant’s workflow and approved account setup.

Choose how your business gets paid

At the counterPOS and card terminalsCompare checkout devices for storefronts, service desks, and table-side sales.On the moveMobile paymentsExplore readers and portable options for work away from a fixed counter.Beyond the counterOnline payments and invoicesReview invoices, payment links, recurring billing, and remote orders.Compare the numbersProcessing statement questionsCompare your entered fees with simplified published-rate examples, then ask what a statement discussion could cover.

These are capabilities to ask North about for a particular device, approved account, and transaction type—not features included with every setup.

In-store payments

Compare card and wallet acceptance, PIN debit or EBT where available, and the specific device’s options for refunds, tickets, tips, and receipts. Confirm each feature and any offline behavior for the proposed device and account.
Mobile and job-site payments

Ask whether a mobile app with a compatible reader or an eligible Tap to Pay on iPhone setup fits the approved account and work location.
Online payments

Compare invoice, recurring-payment, saved-card, payment-link, and virtual-terminal options. Availability, workflow, and pricing depend on the specific account and transaction type.

WOLFTRAXX SYSTEMS illustration of a checkout workflow, with no vendor screen

Side by side: three ways to take payments

Counter, mobile, and online payment paths compared by where they fit, what to ask about, and what to settle first
Topic	At the counter POS and card terminals	On the move Mobile payments	Beyond the counter Online payments and invoices
Where it tends to fit	Storefronts, service desks, and table-side sales.	Contractors, mobile teams, events, deliveries, and job-site payments.	Invoices, payment links, recurring billing, and remote orders.
Options to ask about	Countertop point-of-sale systems, smart terminals, and customer-facing PIN pad options.	A Bluetooth reader paired with a compatible phone or tablet, portable smart terminals, and Tap to Pay on iPhone where supported.	Invoices, recurring payments, saved payment methods, payment links, and a virtual terminal.
Questions to settle first	Where will the device sit, who will use it, and which systems must work with it?	Do staff take payment on site or send an invoice later, and how reliable is service where they work?	Which invoice, recurring-billing, and reporting needs matter, and how will payments be reconciled with the rest of the business?

Availability, eligibility, pricing, and terms depend on the specific device, approved account, and transaction type, and are confirmed in North's current offer and final account documents.

Hardware for the counter, the floor, or the road

Payanywhere presents device categories for different business workflows — from point-of-sale systems to smart terminals and mobile readers. A useful comparison covers internet, Wi-Fi, device placement, reporting needs, staff process, and North’s current device/account eligibility.

WOLFTRAXX SYSTEMS illustration comparing counter, portable, and phone-based checkout questions

Countertop POS systems for retail, restaurant, and front-counter environments
Smart terminals for flexible checkout at the counter, table, or service desk
Mobile readers for contractors, mobile teams, events, deliveries, and job-site payments
Tap to Pay on iPhone where eligible and appropriate
Receipt options by print, email, or text

Ask which of these functions are available under the specific device, approved account, and applicable North terms.

Invoices and recurring payments

Ask whether the proposed account supports invoice creation, repeat billing, payment status, reminders, and a customer payment portal.
Virtual terminal

Confirm whether virtual-terminal payments, itemized sales, and phone-order workflows are available and how they are priced. Hosted online checkout and payment links may have different terms.
Business visibility

Identify which deposit, transaction, refund, dispute, inventory, staff, and customer reports matter; confirm access for the proposed account.

WOLFTRAXX SYSTEMS illustration of invoice and payment workflow questions, with no vendor interface

Payanywhere capabilities to confirm for a specific account

The following are comparison topics, not a promise that every device or account includes each function. Confirm eligibility, device support, transaction types, pricing, and terms with North.

In-store, mobile, online, and job-site payment acceptance
Credit, contactless, EMV chip, magstripe, PIN debit, EBT, cash, and Apple Pay-style wallet acceptance where supported
Smart terminals, mobile readers, countertop POS systems, and Tap to Pay options
Inventory tools, open tickets/tabs, employee permissions, customer profiles, tips, and branded receipts
Invoices, recurring billing, saved payment methods, autopay, payment links, and virtual terminal workflows
Reporting for deposits, sales activity, transactions, refunds, voids, disputes, inventory, customers, and employees
Security controls and handling responsibilities for the selected payment workflow

Where WOLFTRAXX SYSTEMS fits

Payments are not isolated from the rest of the business. They depend on the same operational stack as everything else: internet reliability, Wi-Fi coverage, endpoints, cybersecurity, staff workflow, reporting, vendor coordination, and continuity planning.

WOLFTRAXX SYSTEMS can discuss how proposed payment tools depend on internet, Wi-Fi, devices, and staff workflow. Any installation, integration, vendor coordination, or ongoing support must be separately scoped in writing.

What a payment conversation looks like

Step 1: Describe your checkout

Tell us where you take payments today, what slows checkout down, which systems must work together, and whether you already have hardware or a processing statement to compare.

Step 2: Compare the options

Match your checkout, staff, location, and reporting needs against the Payanywhere counter, mobile, and online paths.

Step 3: Confirm with North

Confirm product availability, merchant approval, pricing, processing terms, and equipment in North's current offer and final account documents.

Step 4: Plan the technology around it

Internet, Wi-Fi, devices, and staff workflow all affect payments. Any installation, integration, vendor coordination, or ongoing support is scoped separately in writing.

Workflows to compare

Retail shops and convenience stores
Restaurants, quick-service, bars, and counter-service environments
Contractors, mobile teams, events, deliveries, and job-site payments
Healthcare, wellness, appointment-based, and service businesses
Ecommerce, phone-order, invoice-based, and hybrid sellers
Businesses that want better checkout tools, reporting, and POS hardware

Explore the numbers

The calculator is an illustrative published-rate comparison, not confirmed savings or a price quote. A meaningful discussion looks at the full statement, eligible transaction mix, equipment, software, and account terms.

PAYMENT PROCESSING COMPARISON

Compare your statement with published example rates.

Enter the totals from one recent merchant statement. We will compare your stated fees with a simplified model using Payanywhere's published pay-as-you-go rates. The difference is not confirmed savings or an offer for your account.

No statement upload Local illustration Transparent math

1 Your current statement

Monthly card sales Total credit and debit volume Total processing fees Use the full fees total on the statement Monthly transactions Your statement's total transaction count

Where are cards accepted? The remaining share models eligible keyed, virtual-terminal, or keyed invoice payments only—not hosted online checkout or payment links

80% in person

2 Published comparison rates

In person Tap, dip, or swipe

2.69%

Keyed, virtual terminal & keyed invoices (where eligible) Not a hosted-online or payment-link rate

3.49% + 19¢

Verify current Payanywhere pricing

This simplified model splits transaction count in the same proportion as sales volume, rounded to the nearest transaction. Confirm the actual mix and account terms before drawing conclusions.

ILLUSTRATIVE PUBLISHED-RATE DIFFERENCE

$1,893.00 per year under this model

The modeled published-rate cost is $157.75 less per month than the entered fees—not confirmed savings.

Your current cost $875

Modeled published-rate cost $717.25

Your effective rate: 3.50%
Modeled effective rate: 2.87%
Illustrative monthly difference: $157.75

The illustration uses the payment mix and transaction count you entered. It does not include hardware, optional software, chargebacks, non-processing services, taxes, or custom pricing.

Ask about a statement review

The calculator does not submit your entered statement values.

Illustration only. Published pay-as-you-go rates are used for a simplified comparison of in-person and eligible keyed, virtual-terminal, or keyed invoice transactions—not hosted online checkout or payment links. Actual costs depend on approval, card mix, transaction types, equipment, other fees, and account terms. This is not a quote or confirmed savings.

Common questions

What is Payanywhere?

Payanywhere is North's payment platform for businesses that need to take payments at a counter, on the move, or remotely. The right hardware and features depend on the merchant's workflow and approved account setup.

How do I choose between a countertop system, a mobile reader, and online payments?

Start with where sales actually happen. A retail counter, a service desk, and a restaurant table may each need different hardware. A useful comparison covers internet, Wi-Fi, device placement, reporting needs, staff process, and North's current device and account eligibility. See POS and card terminals, mobile payments, and online payments.

Will I save money by switching?

Who decides pricing, hardware availability, and approval?

These depend on North's current offer and approved account terms. Confirm them in North's offer and final account documents, not on this page.

Does WOLFTRAXX SYSTEMS install and support the payment setup?

We can discuss how proposed payment tools depend on internet, Wi-Fi, devices, and staff workflow. Any installation, integration, vendor coordination, or ongoing support must be separately scoped in writing.

What should I bring to a conversation?

Where you take payments today, what slows checkout down, which systems must work together, and whether you already have hardware or a processing statement to compare. Start a merchant-services conversation.

Compare options and next steps

Compare Payanywhere product information with your checkout requirements. Confirm product availability, merchant approval, pricing, processing terms, and equipment in the provider’s offer and final account documents. Talk with WOLFTRAXX SYSTEMS about your payment workflow before deciding what to change.

Open the full processing cost comparison

Counter, mobile or remote: match the hardware to how you get paid.

Have an IT problem in mind?
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